Energy Savers - Energy-Efficient Mortgages and Financing

U.S. Department of Energy - Energy Efficiency and Renewable Energy - Energy Savers

Energy-Efficient Mortgages and Financing

The following web sites offer information on energy-efficient financing programs, including mortgages, home improvement loans, refinancing, and home energy ratings.

• Financing an Energy-Efficient Home This fact sheet from the Department of Energy features an overview of energy-efficient financing programs from mortgages to home improvement loans.
• U.S. Department of Housing and Urban Development: Energy-Efficient Mortgage Program The Energy-Efficient Mortgage Program is one of many Federal Housing Authority programs that insure mortgage loans to encourage lenders to make mortgage credit available to borrowers, such as first-time homebuyers, who would not otherwise qualify for conventional loans on affordable terms.
• Energy Ratings and Mortgages Energy efficient homes may qualify for mortgages that take into account a home's efficiency. Residential Energy Services Network (RESNET) provides information on home energy rating systems, energy efficient mortgages, and finding certified energy raters and lenders who know how to process energy efficiency mortgages.
• Refinancing for Energy-Efficiency Improvements An overview of refinancing to make energy efficiency improvements, from the Alliance to Save Energy.